- LIC’s Dhan Rekha is a Non-linked, Non-participating, Individual, Savings, Life Insurance Plan available with payment of Single Premium or Limited Premium Payment terms of 10 years, 15 years & 20 years.
- Settlement option available on Maturity and Death
- Loan available under this policy
- Minimum of Rs. 2 Lakh sum assured allowed
- At the maturity, entire sum assured without any deductions shall be paid to policyholder
- Pay only once or pay for half of total policy term
- All benefits under the policy is fully guaranteed
- Get money back at regular intervals
- Full sum assured payout on maturity
- Buy bigger policy at cheaper premium
- Lower premium for female lives
- Add-on Riders also available viz, Accidental Death & Disability Rider, Premium Waiver Benefit Rider, New Term Assurance Rider, Accident Benefit Rider, New Critical Illness Benefit Rider
- Avail Survival Benefit at regular intervals
How Does This Policy Work
Sample illustration
Eligibility Criteria |
Minimum Entry Age |
8 years (completed) for policy term 20 years |
3 years (completed) for policy term 30 years |
90 days (completed) for policy term 40 years |
Maximum Entry Age- Single Premium |
60 years (nearer birthday) for Policy Term 20 years |
50 years (nearer birthday) for Policy Term 30 years |
40 years (nearer birthday) for Policy Term 40 years |
Limited Premium |
55 years (nearer birthday) for Policy Term 20 years |
45 years (nearer birthday) for Policy Term 30 years |
35 years (nearer birthday) for Policy Term 40 years |
Minimum Age at Maturity |
28 years (completed) for Policy Term 20 years |
33 years (completed) for Policy Term 30 years |
40 years (completed) for Policy Term 40 years |
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Maximum Age at Maturity |
80 years (nearer birthday) for Single Premium |
75 years (nearer birthday) for Limited Premium |